Spread The Cost over 6 or 12 Months With Our 0% Finance

UK Planet Tools gives you different options on how you wish to pay for your tools and accessories.

Options available:

Interest Free finance available on orders over £280.

Flexible Finance available on orders over £100.

Working alongside our partners 'afforditNOW' and 'Paybreak', our checkout page has been developed to make choosing finance as a payment method as simple as possible for you.

How does it work?
  • 1. Select your product which you wish to purchase on our website.
  • 2. When you have reached the Checkout Page, select 'Apply for Finance' option.
  • 3. Fill out and complete the finance application form.
  • 4. If your order is approved, your goods will be shipped to you with your selected delivery method
What you need to qualify for finance:
  • 1. You need to: be 18 or over and employed at least 16 hours per week.
  • 2. Have 3 years continuous address history within the UK.
  • 3. Have a UK account that accepts direct debits have a have a good credit history.

Please note: Finance is subject to application and status. Meeting the above criteria does not guarantee your application will be approved. afforditNOW is provided by PayBreak Ltd, authorised and regulated by the Financial Conduct Authority. Registered in England with company number 7440512. Registered office: PayBreak Limited Floor 1, The Bloc, Ashley Road, Altrincham, WA14 2DW.


Is there a minimum order value for credit applications?

Yes. Credit is only available on orders of £100 and over.

Am I eligible for 0% finance?

0% finance is only available on certain products. All products eligible for 0% interest are clearly highlighted. In order to be eligible for our 0% finance offer, all products in your basket must be eligible.

Do you require a deposit?

Yes. A depost of 10% is required.

Am I eligible for finance?

In order to apply for finance, you must: Be at least 18 years of age. Be either employed for more than 16 hours per week, self-employed, retired or in receipt of invalidity or disability allowance. Have been a UK resident for 3 years or more. Be able to make repayments by debit. Be able to provide your previous address if you have lived at your current address for less than 3 years. Have a debit card or credit card in your name and registered to your address and have a bank or building society current account.

What information do I need to supply?

The application form asks for your name, date of birth, 3-year address history, phone and email contact details and income/employment information. If you are accepted you will also need a credit or debit card registered with your name and address as they appear on the application.

How long will it take to apply?

It takes around 3-5 minutes to fill out the form and you should get an answer to your application instantly. However in some cases afforditNOW, our finance provider will need a little more time to look at the application in more detail.

What address can you deliver to?

We are only able to deliver your goods to the address on your credit agreement (your home address). You will not be able to have goods shipped to another address or collect the goods from us in person. However, you can call afforditNOW Underwriting to verify your alternative address. If you wish to view all locations which we currently ship to, please view our delivery information here.

What happens after my application is approved?

After your application is approved, you will receive an email directly from afforditNOW - our chosen lender - who will outline the next steps to follow to confirm your identity. We will then ready your order for delivery.

What happens if my application is not approved?

In the event that your application is not accepted, you are still welcome to pay with the conventional methods offered on our site.

Am I able to pay off my finance early?

Yes. Simply contact afforditNOW on 0333 344 4224 and they will calculate your outstanding finance and provide your settlement figure in line with the Consumer Credit Act.

For Questions, Support and Advice - Contact affordItNOW:

Customer Enquiries: 03333 444 224

Representative Example 0% APR Over 12 Months
Purchase Price £300
Deposit £30
Loan Amount £270
Cost of Credit £0
Number of Monthly Payments 12
Monthly Payments £22.50
Total Amount Payable £300
APR 0%
Interest Rate 0%